What To Do After A Car Accident

Statistically, most people experience a car accident at some point in their life. Know what to do and how to stay prepared with our guide on what to do after a car accident.

Step One: If possible, move the car to the side of the road. Check for any injuries on yourself and your passengers. If you can, turn on your hazard lights.

Step Two: Call for help. If the police aren’t there already, and the other driver hasn’t called, call to report the accident. If no one is hurt, a 911 operator may ask you to call another number.

Step Three: Get the other driver’s insurance information (Vehicle Identification Number (VIN), license plate number, insurance carrier, policy number, driver’s license number). This is vital for financial recovery. Make sure to get a correct spelling of the person’s name and their contact information. Take photo evidence of damages to all vehicles involved.

Step Four: When you’re home and calmed down, file a claim with your insurance¬†agent.

When you file a claim, you’ll need to describe the accident fully, so make sure to write down any details that you could forget. Your insurer will probably ask you questions to guide you through the retelling. Know the time and place that the accident occurred, as well as which direction you were driving, if there were other cars, construction, or lights present, or any other details that may be relevant to the accident. Ask any witnesses to supply an account of the accident. Know about any human injuries as well as vehicle damages.

For help solidifying your auto insurance policy, contact a licensed InsureTN agent at 615-964-5250.

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