Life Insurance For Seniors Over 80
When is the right time to buy life insurance? Some say your parents should buy it for you when you’re young, others say you should purchase it after you’re married, and some say you should wait until you are a senior. No matter when you decide to purchase it, you should know that the longer […]
Should You Buy Life Insurance For Your Child?
Did you know that you can buy life insurance for your child from the day they’re born? There are, of course, other expenses that should come first (your own life insurance and/or retirement fund, a college savings account, etc.). As long as you have other savings accounts already opened and active and you have at […]
How Car Insurance Works For Uber Drivers
Whether you’re considering driving professionally or not, I’m sure you’re curious. Do you need regular auto insurance if you drive for a rideshare service like Uber or Lyft? In short, yes. Here’s why: Uber Coverage Uber only covers you while you’re working, which means you have to be online and using the app to accept […]
Will Legalizing Marijuana Cause Auto Insurance Rates To Rise?
Legalizing Marijuana Means More Accidents Last month, the Highway Loss Data Institute announced that collision claims have increased by 2.7% since recreational marijuana was legalized in Colorado, Oregon, and Washington state. Researchers combined data with factors such as age, gender, weather, the number of drivers on the road, and even employment. Recreational marijuana is just […]
Do You Need Car GAP Insurance?
Have you ever complained about the way a car depreciates the second you drive it off the lot? That’s one reason to consider GAP insurance. So what exactly is GAP insurance, and why would you need it? GAP stands for Guaranteed Asset Protection. GAP insurance will allow you to more easily purchase a replacement car if […]
New Driver Tracking App Can Save You Money On Car Insurance
A new auto insurance company in Ohio is giving drivers insurance quotes based on their safe driving abilities, but it isn’t just guesswork. For years, auto insurers have been judging a driver’s capability by how many accidents they’ve been in and how many tickets they’ve received. Columbus, OH startup Root is changing the game with […]
Why Green Cars Cost More To Insure
Did you know that green cars cost more to insure? If you’re considering buying or leasing a green car, keep in mind that your auto insurance costs will most likely be higher – but why? Most (but not all) green cars are more expensive than their less eco-friendly counterparts, and generally speaking the more expensive the […]
Working At Home: Business or Homeowners Insurance?
If you work from a home office, should you take out a business insurance policy to protect your work? A homeowners policy will not protect your work in the event of an accident or injury. In fact, many homeowners policies specifically exclude business expenses. Any property coverage that you have in your homeowner’s policy may cover […]
Car Insurance Discounts For Good Students
As a student, you have to worry enough as it is about finances and whether or not you can afford to buy ramen in bulk. So why should you have to add expensive car or health insurance to the mix? The bad news is that your youth makes you a candidate for more expensive car […]
How A Renovation Affects Your Home Insurance
Did you know that you have to report your home renovations to your insurance carrier? If you don’t, those renovations will not be covered in the event of damages. For example, if a hurricane destroys your new roof that you didn’t tell your insurer about, your roof damage will not be covered. Renovations will likely raise […]