How To Protect Your Home When You’re Away

Some theives choose incredibly inopportune times to try to break into your home, but others are smart. Some criminals will wait until they know you’re out of town before breaking into your home and stealing your valuables. These are our top tips to protect your home while you’re away. Make It Look Like You’re Home Leave […]

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Why Am I Paying HOA Fees?

When you buy or rent a new home, you may incur some “hidden” fees that you didn’t expect or didn’t budget for. A lot of first-time buyers don’t understand why they have to pay homeowner’s association fees when they own their property – aren’t taxes and homeowner’s insurance costs enough? We hope our guide can […]

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Buying Insurance For Jewelry

The effects of having your jewelry or other prized possessions lost, damaged, or stolen are devastating. You can soften the blow of this potential disaster by investing in an insurance plan. What about home insurance? Homeowner’s and renter’s insurance policies generally include property coverage up to a certain amount. These policies are really intended to cover […]

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What Is Property and Casualty Insurance?

What Is Property and Casualty Insurance? At InsureTN, we offer a few different types of property and casualty insurance policies. But what does that mean? Simply put, property and casualty insurance is coverage for objects that you own. This can be broken down into several categories – car insurance, homeowner’s insurance, renter’s insurance, business insurance, etc. […]

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Working At Home: Business or Homeowners Insurance?

If you work from a home office, should you take out a business insurance policy to protect your work? A homeowners policy will not protect your work in the event of an accident or injury. In fact, many homeowners policies specifically exclude business expenses. Any property coverage that you have in your homeowner’s policy may cover […]

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How Climate Change Can Affect Your Home Insurance Policy

You may be aware of how climate change is harmful to weather patterns and increases natural disasters, but did you know that climate change affects homeowners insurance? Just last week, Trump announced his decision to pull the U.S. out of the international Paris Climate Deal, a UN agreement promoting healthy habits to prevent global warming. […]

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How To Insure Your Boat or Recreational Vehicle

Summer’s here, and you may be thinking about purchasing a boat to take out on the lake or an ATV to go off-roading. Before you make any purchasing decisions, think about the costs involved in insuring recreational vehicles. Your purchase is not limited to up-front costs. We can help you get coverage. To start, let’s […]

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The Advantages Of Bundling Your Insurance

Aside from coverage, the two most common priorities people have when buying insurance are price and simplicity. Most young people tend to stay with whatever carrier their parents use without even looking at other options that may be more appropriate for their needs. This leads to beneficiaries carrying policies out of multiple different carriers, ultimately […]

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Shooting Video Inventory For Home Insurance: Your Easy Guide

Need a record of everything in your home? Keeping a written list is time-consuming and allows a lot of room for error, but shooting video inventory is quick, easy, and doesn’t leave anything out. Recording Your Video When shooting video inventory, you’ll want to focus on details, especially those of high-end or luxury items like […]

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Airbnb Insurance: What are Renters and Rentees Responsible for?

Curious about AirBnB insurance? AirBnB is the genius little app and website that allows homeowners to rent out their homes to travelers who need a place to stay. Even though each rental is a privately-owned home, the hosts are running businesses from them. So who is liable? Airbnb’s Protection A few years ago, when Airbnb was […]

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