Get Equipment Insurance in Tennessee

If you own a home, a vehicle, or a business, you probably have insurance already…but is your property covered? Equipment coverage can pay for equipment replacement, time and labor for repairs, income losses during downtime, replacement parts, and more! What type of equipment coverage do you need? Business Equipment Business and E&O insurance can cover […]

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What Is An Umbrella Policy?

An umbrella policy is like a cover on top of your existing home, auto, and other insurance policies. It can protect you when you hit the coverage limits on your other policies. It can also provide coverage for libel, false arrest, dog bites, car rentals, and a wide range of other items that your existing […]

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Tips For Preventing Water Damage In Your Home

Home insurance policies do not always cover water damage like from flooding, pipeline breaks, or plumbing accidents. While you can always invest in extra coverage for these events, the best way to save your bank account and your property is to prevent water damage from occurring in the first place! These tips can help you […]

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Steps Every New Homeowner Should Take

When you move into a new home, the last thing you want to think about is potential damage. However, it’s important that you take preventative measures from the beginning so that you aren’t hit with hard financial and lifestyle repercussions later. Even a seemingly small storm or a nearly harmless robbery can cost you thousands. […]

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How To Protect Your Home When You’re Away

Some theives choose incredibly inopportune times to try to break into your home, but others are smart. Some criminals will wait until they know you’re out of town before breaking into your home and stealing your valuables. These are our top tips to protect your home while you’re away. Make It Look Like You’re Home Leave […]

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Why Am I Paying HOA Fees?

When you buy or rent a new home, you may incur some “hidden” fees that you didn’t expect or didn’t budget for. A lot of first-time buyers don’t understand why they have to pay homeowner’s association fees when they own their property – aren’t taxes and homeowner’s insurance costs enough? We hope our guide can […]

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Buying Insurance For Jewelry

The effects of having your jewelry or other prized possessions lost, damaged, or stolen are devastating. You can soften the blow of this potential disaster by investing in an insurance plan. What about home insurance? Homeowner’s and renter’s insurance policies generally include property coverage up to a certain amount. These policies are really intended to cover […]

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What Is Property and Casualty Insurance?

What Is Property and Casualty Insurance? At InsureTN, we offer a few different types of property and casualty insurance policies. But what does that mean? Simply put, property and casualty insurance is coverage for objects that you own. This can be broken down into several categories – car insurance, homeowner’s insurance, renter’s insurance, business insurance, etc. […]

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Working At Home: Business or Homeowners Insurance?

If you work from a home office, should you take out a business insurance policy to protect your work? A homeowners policy will not protect your work in the event of an accident or injury. In fact, many homeowners policies specifically exclude business expenses. Any property coverage that you have in your homeowner’s policy may cover […]

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How Climate Change Can Affect Your Home Insurance Policy

You may be aware of how climate change is harmful to weather patterns and increases natural disasters, but did you know that climate change affects homeowners insurance? Just last week, Trump announced his decision to pull the U.S. out of the international Paris Climate Deal, a UN agreement promoting healthy habits to prevent global warming. […]

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