The Hidden Costs Of Homeownership

Saving up for a down payment is not the only action you need to take before buying a home. Down payments and mortgages are not the only costs you’ll run into. Most homeowners pay an average of $9,080 each year on taxes, maintenance, and insurance. Zillow, the popular website for those looking for a new […]

Read More


How Your Job Affects Your Auto And Home Insurance Rates

If you have a job that is considered “non-standard,” you may be subject to more expensive insurance. Doesn’t seem fair? Let’s take a deeper look – why does your job affect your auto and home insurance rates? Working From Home If you work from home, home insurers may see you as more of a risk. […]

Read More


Renting A Car When You’re Under 25

The Truth The idea that you can’t rent a car until you turn 25 is actually a myth. Most major car rental companies will rent you a car as long as you’re over 18, 20, or 21. Every company’s age policy is slightly different, but the age requirement is usually lower than you may think. […]

Read More


Will Adding A New Driver Raise Your Rates?

Why Are New Drivers So Expensive? Adding a new driver (especially a male teenage driver) to your auto insurance policy will drive your rates up. There are some precautions you can take to keep the rate change low, but regardless you will see an increase. New drivers are naturally more accident-prone, mostly due to their […]

Read More


Where To Find The Cheapest Auto and Home Insurance Rates

You probably know that factors like your credit score and driving history can increase your auto insurance rates, but did you know that your location can, too? The same goes for home insurance – location is everything! If you’re considering moving or purchasing a home for the first time, you may want to consider how […]

Read More


What Is Home Emergency Coverage?

Home emergency coverage is additional coverage that some homeowners insurance carriers offer to provide protection against random emergencies. Most commonly, home emergency covers: Plumbing┬áproblems Drain blockage or breaks Locks, windows, and home security Heating/boiler AC/Cooling Electric wiring Some carriers even offer help with appliance breakdowns and pest control. The Benefits While some of these emergencies […]

Read More


Common Misunderstandings About Car Insurance

At InsureTN, we hear a lot of the same beliefs and concerns every day. These are some of the top misunderstandings we’ve heard about car insurance and the truth behind them. Traffic Tickets Raise Rates One speeding or parking ticket will not drive your auto insurance rates up. It is true that someone who has […]

Read More


Life Insurance For Seniors Over 80

When is the right time to buy life insurance? Some say your parents should buy it for you when you’re young, others say you should purchase it after you’re married, and some say you should wait until you are a senior. No matter when you decide to purchase it, you should know that the longer […]

Read More


Should You Buy Life Insurance For Your Child?

Did you know that you can buy life insurance for your child from the day they’re born? There are, of course, other expenses that should come first (your own life insurance and/or retirement fund, a college savings account, etc.). As long as you have other savings accounts already opened and active and you have at […]

Read More


Frequently Asked Questions About Homeowner’s Insurance

Have you recently purchased a home or are you considering purchasing a new homeowner’s insurance policy? There are a lot of factors to consider, and sometimes it’s hard to differentiate sales tactics from the truth. At InsureTN, we encourage full transparency. These are some of the most frequently asked questions about homeowner’s insurance, coupled with […]

Read More