Is Travel Insurance Worth It?

From missed flights and illnesses to accidents abroad, anything that can ruin your vacation can happen at any time. If you’re planning a quick weekend getaway in a $100/night hotel, you probably don’t need to pay for financial protection. However, if you planned a multi-thousand dollar cruise for the middle of hurricane season, you should invest. […]

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How To Get Covered In A Hit-And-Run

The Facts The AAA Foundation For Traffic Safety has reported that nearly 11% of all reported traffic accidents involve a driver leaving the scene of the accident before completing any necessary steps – and about 1,500 people die each year as the result of hit-and-run accidents. Most hit-and-runs occur late at night or on weekends as […]

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Financial Steps To Take When You Get Married

Are you recently married or engaged? Congratulations! From merging your finances to investing in life insurance, there are a good handful of very important steps that you need to take when you get married. These steps will help you and your growing family remain stable in an ever-changing economy and prevent unfortunate surprises. At InsureTN, […]

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The Hidden Costs Of Homeownership

Saving up for a down payment is not the only action you need to take before buying a home. Down payments and mortgages are not the only costs you’ll run into. Most homeowners pay an average of $9,080 each year on taxes, maintenance, and insurance. Zillow, the popular website for those looking for a new […]

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How Your Job Affects Your Auto And Home Insurance Rates

If you have a job that is considered “non-standard,” you may be subject to more expensive insurance. Doesn’t seem fair? Let’s take a deeper look – why does your job affect your auto and home insurance rates? Working From Home If you work from home, home insurers may see you as more of a risk. […]

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Renting A Car When You’re Under 25

The Truth The idea that you can’t rent a car until you turn 25 is actually a myth. Most major car rental companies will rent you a car as long as you’re over 18, 20, or 21. Every company’s age policy is slightly different, but the age requirement is usually lower than you may think. […]

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Will Adding A New Driver Raise Your Rates?

Why Are New Drivers So Expensive? Adding a new driver (especially a male teenage driver) to your auto insurance policy will drive your rates up. There are some precautions you can take to keep the rate change low, but regardless you will see an increase. New drivers are naturally more accident-prone, mostly due to their […]

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Where To Find The Cheapest Auto and Home Insurance Rates

You probably know that factors like your credit score and driving history can increase your auto insurance rates, but did you know that your location can, too? The same goes for home insurance – location is everything! If you’re considering moving or purchasing a home for the first time, you may want to consider how […]

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What Is Home Emergency Coverage?

Home emergency coverage is additional coverage that some homeowners insurance carriers offer to provide protection against random emergencies. Most commonly, home emergency covers: Plumbing problems Drain blockage or breaks Locks, windows, and home security Heating/boiler AC/Cooling Electric wiring Some carriers even offer help with appliance breakdowns and pest control. The Benefits While some of these emergencies […]

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Common Misunderstandings About Car Insurance

At InsureTN, we hear a lot of the same beliefs and concerns every day. These are some of the top misunderstandings we’ve heard about car insurance and the truth behind them. Traffic Tickets Raise Rates One speeding or parking ticket will not drive your auto insurance rates up. It is true that someone who has […]

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