Does Your Life Insurance Expire?

People are starting to live longer and longer lives, which typically requires more life insurance. Some life insurance policies have “expiration dates” of age 99 or 100 because when those policies were issued it was quite rare for people to live that long. They were intended to be whole life policies, but they actually expire. […]

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When To Buy A 10-Year Life Insurance Policy

When it comes to life insurance policies, you have more options than you may think. You probably think it’s best to buy a policy that will last for your whole life, but have you considered the pros of a short-term policy? There are certain circumstances when a 10-year life insurance policy, which is usually the […]

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Next In Life Insurance: Smartwatches

We’ve already discussed how something as simple as your selfies can influence your life insurance. You also may have heard about life insurers tracking your grocery purchases to judge your healthy habits. Now, smartwatches may be next. John Hancock Life Insurance is offering $25 Apple Watches to beneficiaries (which normally retail at over $300). The […]

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Mental Health Can Affect Life Insurance Rates

Mental Health Can Affect Life Insurance Rates Mental health is tricky for insurers because it affects everybody differently. Health insurance can be a bit easier because carriers can focus mainly on the physical effects and prescriptions.¬†With mental health, however, quality of life differs more drastically. Anything from schizophrenia to an eating disorder can classify as […]

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Financial Steps To Take When You Get Married

Are you recently married or engaged? Congratulations! From merging your finances to investing in life insurance, there are a good handful of very important steps that you need to take when you get married. These steps will help you and your growing family remain stable in an ever-changing economy and prevent unfortunate surprises. At InsureTN, […]

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The Risk Of Being Uninsured

With the costs of insurance, especially for those with multiple policies (homeowner’s, auto, health, life, etc.), it’s no wonder why so many people live life uninsured. However, there are risks that come with putting off purchasing insurance. Make sure you are aware of the consequences before making the decision to skip out on a policy […]

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Using Life Insurance For Retirement

Life insurance is important to protect your dependents at the end of your life. It will help to pay for any outstanding debts you have as well as your final expenses (medical bills, funeral costs, etc.). You may have known that, but did you know you can use your life insurance policy in your retirement? […]

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Life Insurance Mistakes To Avoid

Do you know the facts behind life insurance? Do you know about the different types of policies, the costs, and most importantly what your needs are? You shouldn’t purchase a policy before you understand all of these facts. The most common problems with buying a policy involve not researching first. These are life insurance mistakes […]

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Life Insurance For Seniors Over 80

When is the right time to buy life insurance? Some say your parents should buy it for you when you’re young, others say you should purchase it after you’re married, and some say you should wait until you are a senior. No matter when you decide to purchase it, you should know that the longer […]

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Should You Buy Life Insurance For Your Child?

Did you know that you can buy life insurance for your child from the day they’re born? There are, of course, other expenses that should come first (your own life insurance and/or retirement fund, a college savings account, etc.). As long as you have other savings accounts already opened and active and you have at […]

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