Smart Habits For Homeowners

Smart Habits For Homeowners When you’ve lived in a home for awhile, it’s easy to put aside basic maintenance. It’s easy to forget that certain things¬†need work, and certain things will require money. Consider our top smart habits for homeowners. Take care of your home! Save On Water and Electricity One of the easiest ways […]

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How To Protect Your Home When You’re Away

Some theives¬†choose incredibly inopportune times to try to break into your home, but others are smart. Some criminals will wait until they know you’re out of town before breaking into your home and stealing your valuables. These are our top tips to protect your home while you’re away. Make It Look Like You’re Home Leave […]

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Insuring Your New Construction

A lot of new home builders don’t take the precautionary steps to insure their new construction. Natural disasters or other unfortunate events can leave your home destroyed before you even finish building it. Insuring your home during construction is almost as important as insuring it while you’re living in it! You can purchase a homeowner’s […]

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The Risk Of Being Uninsured

With the costs of insurance, especially for those with multiple policies (homeowner’s, auto, health, life, etc.), it’s no wonder why so many people live life uninsured. However, there are risks that come with putting off purchasing insurance. Make sure you are aware of the consequences before making the decision to skip out on a policy […]

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Home Liability Insurance FAQ

Unfortunately, we live in a world where even our friends and family may sue us to prove a point or win some money. You can protect yourself by investing in liability insurance for your home. Read our frequently asked questions about home liability insurance, then call to set up an appointment with an InsureTN agent […]

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Why Am I Paying HOA Fees?

When you buy or rent a new home, you may incur some “hidden” fees that you didn’t expect or didn’t budget for. A lot of first-time buyers don’t understand why they have to pay homeowner’s association fees when they own their property – aren’t taxes and homeowner’s insurance costs enough? We hope our guide can […]

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The Hidden Costs Of Homeownership

Saving up for a down payment is not the only action you need to take before buying a home. Down payments and mortgages are not the only costs you’ll run into. Most homeowners pay an average of $9,080 each year on taxes, maintenance, and insurance. Zillow, the popular website for those looking for a new […]

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Home Insurance Terms and Phrases To Know

Ready to buy your first home or purchase a new homeowner’s insurance policy? Make sure you know all these common home insurance terms before you do. ACV (Actual Cash Value) – Total value of your property, also known as replacement cost. Adjuster – Works for an insurer to evaluate any losses and settle policy claims. […]

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How Your Job Affects Your Auto And Home Insurance Rates

If you have a job that is considered “non-standard,” you may be subject to more expensive insurance. Doesn’t seem fair? Let’s take a deeper look – why does your job affect your auto and home insurance rates? Working From Home If you work from home, home insurers may see you as more of a risk. […]

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Where To Find The Cheapest Auto and Home Insurance Rates

You probably know that factors like your credit score and driving history can increase your auto insurance rates, but did you know that your location can, too? The same goes for home insurance – location is everything! If you’re considering moving or purchasing a home for the first time, you may want to consider how […]

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