Explaining Tort Coverage In Tennessee

What Is Tort Coverage? Have you heard the term “tort coverage” thrown around in reference to auto insurance? Well, a tort is a wrongful act that causes an injury. Tort coverage gives you the right to sue for damages including everything from your personal pain and suffering to lost wages. Tort coverage can range from […]

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How To Get Covered In A Hit-And-Run

The Facts The AAA Foundation For Traffic Safety has reported that nearly 11% of all reported traffic accidents involve a driver leaving the scene of the accident before completing any necessary steps – and about 1,500 people die each year as the result of hit-and-run accidents. Most hit-and-runs occur late at night or on weekends as […]

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The Risk Of Being Uninsured

With the costs of insurance, especially for those with multiple policies (homeowner’s, auto, health, life, etc.), it’s no wonder why so many people live life uninsured. However, there are risks that come with putting off purchasing insurance. Make sure you are aware of the consequences before making the decision to skip out on a policy […]

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Pros and Cons of Hybrid Cars

With Tesla’s CEO Elon Musk making headlines and Volvo announcing that all of their new cars will be hybrids, it’s hard to avoid the topic of hybrid cars. Ultimately, hybrids are more expensive to insure and purchase, but you can decide if the pros outweigh the cost. At InsureTN, we can help you insure your […]

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What To Do After A Car Accident

Statistically, most people experience a car accident at some point in their life. Know what to do and how to stay prepared with our guide on what to do after a car accident. Step One: If possible, move the car to the side of the road. Check for any injuries on yourself and your passengers. […]

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How Your Job Affects Your Auto And Home Insurance Rates

If you have a job that is considered “non-standard,” you may be subject to more expensive insurance. Doesn’t seem fair? Let’s take a deeper look – why does your job affect your auto and home insurance rates? Working From Home If you work from home, home insurers may see you as more of a risk. […]

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Renting A Car When You’re Under 25

The Truth The idea that you can’t rent a car until you turn 25 is actually a myth. Most major car rental companies will rent you a car as long as you’re over 18, 20, or 21. Every company’s age policy is slightly different, but the age requirement is usually lower than you may think. […]

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Will Adding A New Driver Raise Your Rates?

Why Are New Drivers So Expensive? Adding a new driver (especially a male teenage driver) to your auto insurance policy will drive your rates up. There are some precautions you can take to keep the rate change low, but regardless you will see an increase. New drivers are naturally more accident-prone, mostly due to their […]

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Where To Find The Cheapest Auto and Home Insurance Rates

You probably know that factors like your credit score and driving history can increase your auto insurance rates, but did you know that your location can, too? The same goes for home insurance – location is everything! If you’re considering moving or purchasing a home for the first time, you may want to consider how […]

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Cheaper Auto Insurance For Seniors

Auto insurance for seniors is typically more expensive because seniors statistically get into more accidents. That can be extremely frustrating if you’re a senior who still drives well. Thankfully, there are ways for you to get around high rates. These are some examples: Car Upgrades By installing extra theft protection or technology that tracks your […]

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