Home Liability Insurance FAQ

Unfortunately, we live in a world where even our friends and family may sue us to prove a point or win some money. You can protect yourself by investing in liability insurance for your home. Read our frequently asked questions about home liability insurance, then call to set up an appointment with an InsureTN agent […]

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Why Am I Paying HOA Fees?

When you buy or rent a new home, you may incur some “hidden” fees that you didn’t expect or didn’t budget for. A lot of first-time buyers don’t understand why they have to pay homeowner’s association fees when they own their property – aren’t taxes and homeowner’s insurance costs enough? We hope our guide can […]

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Buying Insurance For Jewelry

The effects of having your jewelry¬†or other prized possessions lost, damaged, or stolen are devastating. You can soften the blow of this potential disaster by investing in an insurance plan. What about home insurance? Homeowner’s and renter’s insurance policies generally include property coverage up to a certain amount. These policies are really intended to cover […]

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Pros and Cons of Hybrid Cars

With Tesla’s CEO Elon Musk making headlines and Volvo announcing that all of their new cars will be hybrids, it’s hard to avoid the topic of hybrid cars. Ultimately, hybrids are more expensive to insure and purchase, but you can decide if the pros outweigh the cost. At InsureTN, we can help you insure your […]

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What To Do After A Car Accident

Statistically, most people experience a car accident at some point in their life. Know what to do and how to stay prepared with our guide on what to do after a car accident. Step One: If possible, move the car to the side of the road. Check for any injuries on yourself and your passengers. […]

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What Is Property and Casualty Insurance?

What Is Property and Casualty Insurance? At InsureTN, we offer a few different types of property and casualty insurance policies. But what does that mean? Simply put, property and casualty insurance is coverage for objects that you own. This can be broken down into several¬†categories – car insurance, homeowner’s insurance, renter’s insurance, business insurance, etc. […]

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The Hidden Costs Of Homeownership

Saving up for a down payment is not the only action you need to take before buying a home. Down payments and mortgages are not the only costs you’ll run into. Most homeowners pay an average of $9,080 each year on taxes, maintenance, and insurance. Zillow, the popular website for those looking for a new […]

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Home Insurance Terms and Phrases To Know

Ready to buy your first home or purchase a new homeowner’s insurance policy? Make sure you know all these common home insurance terms before you do. ACV (Actual Cash Value) – Total value of your property, also known as replacement cost. Adjuster – Works for an insurer to evaluate any losses and settle policy claims. […]

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How Your Job Affects Your Auto And Home Insurance Rates

If you have a job that is considered “non-standard,” you may be subject to more expensive insurance. Doesn’t seem fair? Let’s take a deeper look – why does your job affect your auto and home insurance rates? Working From Home If you work from home, home insurers may see you as more of a risk. […]

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Using Life Insurance For Retirement

Life insurance is important to protect your dependents at the end of your life. It will help to pay for any outstanding debts you have as well as your final expenses (medical bills, funeral costs, etc.). You may have known that, but did you know you can use your life insurance policy in your retirement? […]

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